4 Strategies to Become a Transformative Educator

When you are assigned a class and students arrive, do you view yourself as a teacher, instructor, or educator? Is your role a function, one which completes tasks and responsibilities, or do you aspire to accomplish more with your students? Do you consider the instructional strategies you use now to be transformative in some manner, or would you like to somehow transform the students you teach?

A person enters the field of education as a profession, either full-time in a traditional academic institution or as an adjunct (or part time) instructor. A traditional full-time professor may likely be responsible for conducting research, teaching, and publishing scholarly work. An adjunct instructor may teach in a community college, traditional college, or an online school. When someone teaches students within the field of higher education, he or she may be called a facilitator, instructor, or professor. This is important as you won’t find a job title with the word educator in it.

Does this mean that everyone who is a teacher, professor, instructor, faculty member, or adjunct, is also an educator? What I have learned through my work in higher education is that everyone who is in one of these roles is doing their best to teach and guide a learning process, whether they are involved in undergraduate or graduate degree courses. However, someone who considers themselves to be an educator is a person who goes beyond the role of teaching and seeks to lead a transformational learning process. I have learned myself that becoming an educator is not an automatic process. It takes time, practice, and dedication to become an engaging and transformative educator. English to Arabic

A Basic Definition of a Teacher

Teaching is generally associated with traditional, primary education. Classes at this level are teacher-led and children as students are taught what and how to learn. The teacher is the expert and directs the learning process. A teacher is someone highly trained and works to engage the minds of his or her students. This style of teacher-led instruction continues into higher education, specifically traditional college classrooms. The teacher still stands at the front and center of the class delivering information, and students are used to this format because of their experience in primary education. The instructor disseminates knowledge through a lecture, and students will study to pass the required examinations or complete other required learning activities.

Within higher education, teachers may be called instructors and they are hired as subject matter experts with advanced content or subject matter expertise. The job requirements usually include holding a specific number of degree hours in the subject being taught. Teachers may also be called professors in traditional universities, and those positions require a terminal degree with additional research requirements. For all of these roles, teaching is meant to signify someone who is guiding the learning process by directing, telling, and instructing students. The instructor or professor is in charge, and the students must comply and follow as directed

Typical Payday Loan Process

WHAT CAN I EXPECT FROM THE TYPICAL ONLINE PAYDAY LOAN PROCESS?

The world of online payday loans can be an intimidating and controversial one for consumers. With all of the negative hype and confusing misconceptions circulating, consumers often don’t know whether an online payday loan is the right financial alternative for them and their situation.
The truth is that an online payday loan might just be the answer you’re looking for! At the very least, the option of a payday loan is always something worth looking into, especially if you find yourself in need of immediate financial relief.

This article is intended to clear up some of the confusion and illustrate the typical payday loan process. Obviously, different companies will have different ways of conducting business.
In no way does this article represent the full and exact process for each and every payday loan company that you find online. It is only intended as a general guide for the process and what you can expect from a typical, respectable payday loan company.
Always fully research any company you plan to do business with prior to completing any transactions.

WHERE DO I GO?

First you will need to access the payday loan website. Typically, there are two kinds of payday loan sites on the internet.

1. A Payday Loan Lead Site.

o Normally a customer will search for a payday loan site and come across a “Lead Site” thinking it is a payday loan company. “Lead sites” are hosted by companies whose main goal is to gather information from several potential customers, and then sell that information to companies that will further review it and potentially lend you the funds you are requesting. Lead sites are normally identified because they do not have a member log-in section on their homepage. Also look for a disclaimer somewhere on the website which states that their main purpose is to generate name leads for financial loan companies.

2. A Genuine Payday Loan Company Website

o You can usually recognize genuine online payday loan sites by searching for a member’s log-in area. These sites are direct lenders for customers who apply for a loan via the company’s website. These companies are responsible for processing the applications in-house and depositing the funds into customer accounts once the loan is approved. credit score

GENERAL REQUIREMENTS:

Customers should always research any company they are planning to do business with. After identifying the company you would like to use you will likely need to fill out a loan application. Online payday loan companies will have their own general pre-designated requirements in place that must be met in order to qualify for a loan. Examples of this may include the following:

o Active Direct Deposit
o An established checking and/or savings account that allows unlimited ACH deposits and withdrawals (Established for three months or more as a general rule)
o A minimum monthly take-home pay amount (Generally around $1000)
o An established employment history of 3 months or more
o US citizenship
o Applicant age of 18 years or older

Online payday loan companies tend to be very specific and forthright about all of the requirements in the loan application. Be sure to fully read and understand all of the terms prior to signing the agreement.

After you have fully and truthfully answered all of the questions on the application a determination will be made regarding the approval or denial for the loan. Different companies rely on different systems when researching applicants. Reasons for denial may include the following:

Gambling Addiction Statistics, Symptoms, And Stories

Compulsive gambling addiction is a type of addiction that has become more and more common due to online gambling websites. People that suffer from a gambling addiction risk their whole lives and are even willing to cheat and steal to continue supporting their habit of gambling. It is a seemingly uncontrollable urge that a person gets to place a bet of some sort without weighing the consequences and negative effects that it may have on their lives or others.

Gambling Addiction Statistics

– According to gambling statistics, approximately 500 billion dollars are spent annually on wagers.

– In the United State, about 2.5 percent of adults are considered problem gamblers

– this type of addiction is most common among white Americans.

– it is commonly associated with alcoholism

– People with this addiction are more prone to diseases such as depression and mood swing disorder.

– The divorce rate of gambler addicts are more than double that of a non-gambler.

Gambling Addict Symptoms

One of the most prominent warning symptoms of this addiction is fixation. If you hear someone constantly bring up the casinos or ways to get money to go to the casino on a consistent basis then you are probably looking at someone that has or may develop a serious gambling problem. People with gambling problems are fixated and are always planning their next excursion.

Another indicator of someone having a gambling problem is if they seem to be increasing the wagers they place on a regular basis. Gambling is like a drug for a compulsive gambler. They start off with a small amount, then increase the dosage. sbobet

Lying and alienation from family and friends is another sign that someone may have a gambling issue. A lot of people with a gambling problems know that they have a problem and feel guilty about it. It is because of this that they feel the need to lie about their whereabouts to family and friends. They may also lie about the amount that they gamble.

Alienation from family and friends is a huge sign that their gambling problem has developed into a full-blown gambling addiction. Once someone starts doing this,you know that gambling is consuming their lives. If it gets to this point, they are in danger of destroying their lives and the lives of those around them. Someone at this level should definitely seek gambling addiction counseling.

Gambling Stories

Many people out there end up completely destroying their lives by falling victim to this addiction. A lot of times they find themselves in denial and when they don’t have the funds and aren’t able to get them, to support their habit, they turn to extreme measures, such as lying and thievery. If they aren’t able to get the funds they need that way or if they aren’t willing to take this route, they become irritable, angry, depressed, and sometimes suicidal.

There is a lot of addiction information on the internet. It is important to educate yourself on this addiction if you feel that you or someone you love may be gambling problems.

 

How to Find Reputable Online Casinos

Betting on the web can unquestionably end up being an exceptionally engaging leisure activity, given that you have the ideal mix of ability, karma, and persistence. What is truly significant here is that you find just legitimate online club in which to play. Alongside all the decency that the Internet has brought us, it has likewise become a shelter for trick craftsmen who are prepared to take your well deserved cash. Things being what they are, how can one locate a protected entryway wherein to play? Here are a few hints for you. Visit :- UFA

 

Audits and gatherings are magnificent wellsprings of genuine data from genuine individuals. Discover a gathering with energetic web based card sharks and do some perusing to perceive what their suppositions are; you may find that they all concede to a couple of online gambling clubs which can be trusted. In any case, all things considered, a proprietor or representative of an unlicensed online gambling club may attempt their karma and advance their trick under a bogus name in the gathering. So attempt the gambling club that is being settled upon by various individuals, not only one. You can likewise peruse back on the individuals’ previous commitments to the discussion to determine whether they are trustworthy sources.

 

One significant thing to pay special mind to on the real online gambling club is its permitting; it must be authorized, and it ought to be simple for you to discover the permitting arrangement and subtleties. Keep in mind, this gambling club ought to have literally nothing to cover up.

 

Aside from the permitting understanding, search for extra accreditation to demonstrate that this is, indeed, one of the respectable online club. References should as much as possible.

 

Discover who the product supplier is. A regarded supplier won’t hazard discoloring its positive standing by affiliating itself with an online club with a scandal history. A few suppliers that you realize you can rely on incorporate Playtech, Microgaming, and Cryptologic, so on the off chance that you see these names you can have a sense of security in the information that you have settled on the correct decision.

 

To wrap things up, try out their client assistance. Any reliable and trustworthy business or organization will offer help which is useful, deferential, and snappy to react. On the off chance that they offer all day, every day uphold as live visits, test it out! Start a visit to scrutinize their administrations so you can figure out the club and its representatives. Any individual who makes themselves hard to contact should quickly set off some notice ringers in your incredulous brain, so on the off chance that it is hard to track down any contact numbers or actual addresses, it is ideal to withdraw.

 

Fair online gambling clubs, and some other organizations so far as that is concerned, ought to have literally nothing to avoid its individuals or guests. Unexpectedly, they ought to gladly advertize all viewpoints which fortify their great standing. Similarly as with anything nowadays, practice alert and do some exhaustive exploration prior to taking part in any betting movement.

How to Maximize Social Security Benefits for Married Couples

One decision can impact your lifetime Social Security Retirement Benefits by tens of thousands of dollars!

How much anyone can receive from Social Security depends on three primary factors:

1. Your earnings record

2. When you elect

3. How long you expect to live

Since you can’t go back and change your earnings record, and you have little control over how long you are going to live. Determining your expected lifetime benefit largely depends on when and how you elect benefits.

Choosing the right Social Security election for you, may be the most important decision of your retirement.

Think about it, if you elect early you will get a lesser benefit for a longer period of time. If you elect later, you will get a larger benefit for a shorter period of time. If you are single, you can do a simple “break-even” analysis to determine whether to take early or wait. But for married couples, the decision is much more complex and break even calculations will usually give you the wrong answer, costing you benefit dollars.

Why? Social Security offers three distinct benefits for married people:

1. Retired Worker Benefit – Based on your own earnings record

2. Spousal Benefit – Provides your spouse with a benefit once you claim your own benefit

3. Survivor Benefit – Provides your spouse with a benefit after your death

When you file prior to full retirement age, you are deemed to have filed for all benefits for which you are eligible. At full retirement age and beyond, you have several options for electing a limited benefit for a period of time, then later converting to a larger benefit at some point in the future. A recent Boston College study suggested that these options could represent over $10 Billion in unclaimed Social Security benefits. For an individual family, it’s not uncommon to receive an additional $20,000 to $40,000 or more in benefits.

Married couples can take advantage of two basic techniques to maximize their lifetime benefits.

1. A restricted application, for example, a higher-earning spouse, who may want to wait until age 70 to collect his/her own benefit may be able to file at 66 for only the benefit available under his/her spouse’s work record, while still allowing his/her own benefit to build delayed retirement credits. At age 70, he/she would switch to his/her own benefit. Alternatively, a lower earning spouse could restrict his or her application to only spousal benefits while continuing to claim delayed credits on his or her own earnings record.

2. A “file and suspend technique.” In 2000, The Senior Citizens’ Freedom to Work Act was enacted which allows workers to earn delayed retirement credits after filing for benefits if he/she request that they not receive benefits during a given period. As a result, a higher-earning spouse can file for benefits, then immediately suspend the benefit, and continue to earn delayed credits. In the process, he/she will have made his spouse eligible for spousal benefits under his/her earnings record.
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Endangered Species: One Player Games

Online Flash Games: Enjoy Those Old-Time Favorites Or Try Some Newer Games

There are a number of one of a kind sites in which you may locate on line games to play either at no cost or very a totally low fee. Some of the most amusing online video games to play are Flash games. Flash games provide many distinct games and you could both enjoy some of those old-time video games that have been around for ever or more moderen games. The desire is yours. Here are only some of the exceptional sorts of on-line Flash recreation you may revel in.

Pong The First Ever Video Game

Unless you are over 40 you probable don’t remember the fact that first ever online game. It become known as pong and it got here constructed right into a black recreation field that hooked for your television and become a simple sport of ping pong that you can play without ever leaving the couch. For those of you who want to relive those senseless hours of looking that little white ball pass from side to side throughout the internet then getting this on line Flash recreation is a should. Even your grand youngsters may experience gambling the video game as a sort of history lesson into online game gambling.

Those Old Atari And Nintendo Games That Never Seem To Die

Of path while finding games on line a number of the maximum amusing Flash games ever are the ones antique Atari and Nintendo video games that appear to in no way die. You don’t have to dust the ones old machines off to revel in playing Frogger, Space Invaders, PAC-MAN, and Super Mario Brothers once more. They are all available in Flash versions of on-line video video games to be enjoyed over and over again. So experience a blast from the past and play all your antique favorites any time you need. destiny trials carries

Thousands of Newer Games Are Available Too!

Of course there are actually thousand of more recent on-line video games to be had too. You can be a Guitar Hero one second and the following your play Defend Castle, Pillage Village, Ballroom Bomber, or Dolphin Olympics.

Then of route there are motocross video video games, vehicle chases, and even huge rig video games you may enjoy as well as kind of struggle games and even games in which you get to be the bad guy. For even more Flash sport a laugh you could play bejeweled or maybe strive a few of these slot games which might be such on-line hits. The opportunities are endless.

Title: Singing Tips – 6 Basic Steps Of Learning to Sing

Learning to sing is less of a destination and more of a journey. There are a lot of different things to consider when learning to sing and there’s a LOT that goes into it, depending upon how seriously you take singing. If you plan to sing professionally and make a career out of entertaining with your voice, you’ll probably spend a lot more time, money and energy on learning to sing than a hobbyist. I’m going to address both of you – the singer who wants to sing professionally and the singer who just wants to get good as a hobby. factoring polynomials

Learning To Sing In Preparation For A Singing Career

If you plan on singing professionally, regardless of style and genre, you’ll need some vocal training. It’s true that there are a lot of self-taught singers out there doing just fine without ever taking a single lesson but I can tell you from living and breathing singing since my teens and working in the music business that it’s definitely the exception and not the rule.

A lot of times, even great self-taught vocalists are sent to take singing lessons in preparation for recording and touring because unless you know how to use your voice properly, it’s going to disappear on you and maybe even get seriously damaged. A lot of pop and rock singers especially seem to feel that it’s somehow selling out or compromising your “sound” by getting vocal lessons but almost any professional musician will tell you that more music education only HELPS your chances at becoming successful.

You’ll also probably be surprised to know that some of your favorite singers took or currently take voice lessons. Brandon Boyd of Incubus comes to mind as an incredibly powerful singer who was good before he took lessons but now he’s just incredibly solid, in tune and relaxed and guess what…his sound is still the same! If you’re still in high school, join the choir or the band. Playing an instrument always helps your singing because it improves your ear and general musicianship. But who do you go to for voice lessons? You’ll find the most competent vocal coach at a university or college that has a music program.

These vocal coaches are usually the best trained and most experienced singing teachers around. Certainly you have a better chance of connecting with a truly great voice teacher there than by pulling a number off a paper flyer. Learning to sing is expensive…prepare to pay good money for your voice lessons! Anywhere between $40 and $100 per hour, once a week is common. If you decide to go to college, I’d recommend auditioning for a vocal program at your college or university. You may have to sing classical or jazz, but it won’t turn you into a classical or jazz singer, just teach you another style, great musicianship and how to use your voice.

Record yourself as much as possible and get as many expert opinions as you can. Network a lot and connect with other musicians. Challenge yourself daily. Be cordial with others because this very much a business about who you know, and there’s no reason to piss anybody off when they can make or break your career or at the very least hurt your reputation. That being said, don’t take crap from people but assert yourself nicely. Gig as much as possible while learning to sing. They’ll never be a perfect moment when you’re perfectly ready to deliver the perfect performance. This is real life. Your voice is going to feel great one day, crappy another day and everywhere in between. Welcome to the emotional rollercoaster, that’s what it is. Make your own opportunities and capitalize on those presented to you. Ask your teachers for help. They have connections, experience and want to see you succeed.

Learn Sports Betting and Make Money While Enjoying Your Favorite Sports

Sports betting has become a practice by many while enjoying their favorite game. With the convenience of the internet, putting your bets in sports outcome can also be done online these days but of course, it is important to understand that putting money in the outcome of sports may be illegal in some places and states, thus make sure you are allowed to bet on sports in your area.

To learn sports betting, you have to learn right from the start. You don’t have to thoroughly understand the details of the mechanics of the sports. Understanding the abilities and analyzing the performances of the teams and the individuals may even be more important as well as this will help you choose where to put your money.

You also have to learn the basic jargons and terms used on how to put your money and bets on sports. Although most bets in sports may employ more or less the same rules, there may however be slight differences depending on the sports. Among the sports where you can bet on the outcome is football, boxing, horseracing, basketball, baseball and hockey. 토토사이트

If you want to add an extra thrill to your sports watching, you can learn sports betting and make money from it as well. However, understand that betting in sports is not just about choosing the team that you think will win the game. There are different types of bets and in fact, you can bet on the total score of the game, you can bet on several teams and you can also make combination bets where you will bet on several teams winning at the right order.

In fact, putting your money on a crowd’s favorite to win is not often a good decision in sports betting. There are certain rules in betting where you may not win big by putting your money on a crowd favorite. To understand these basics in putting bets and learn about it as well, here are a few of the types of bets that you may want to learn and some terms that you may want to get yourself familiar with.

The spread is a term in sports betting which describes a condition for your selection on where to bet. Say, if you are putting your money on a team favored to win, you may be given a spread or a condition for you to win. Say if the spread is 13, the underdog is given 13 points ahead in the game and this will determine if you can win your bet. This means, the favored team must win more than 13 points for you to win your bet. If they win by 13 points, that is considered a tie and you neither win nor lose your bet.

Aside from the spread, you can also bet on the total score of the game, bet on two or more games. Keep in mind that the more complicated are the bets, the bigger you may win as a jackpot but of course, you have to remember as well that these types of bets may also carry higher risks than the simple types.

 

Some Answers to Your Questions About Gambling Addiction

How Do I Know If I Have A Gambling Addiction?
You will know if you have a gambling addiction if gambling has affected your life negatively socially, emotionally, financially and spiritually. If you have gambled alone, and have missed work, lost more than you could afford, or lied about gambling, you more than likely have a gambling addiction. “Compulsive Gambling” is considered an impulse control disorder and is characterized by unstoppable thoughts and uncontrollable impulses to gamble. “Problem Gambling” is considered less severe than compulsive gambling, but it is still a very serious problem.

Someone in my family is addicted to gambling. What should I do?
There are many paths you could take when a family member is addicted to gambling. You can go to a gamanon meeting yourself to get 12 -Step support from other family members of gamblers.(Check links and resources). This might be a good first step in finding out how to approach your family member, since every situation is different. Please check resources page for more information on this topic. 슈어맨

I have a gambling addiction and I have lost a lot of money. I am in debt, and I do not know what to do. Can you help?
Going into debt is one of the biggest after-effects of a gambling addiction. It can effect the gambler long after he or she stops gambling and is one of the long-term consequences of gambling addiction. When you attend a Gamblers Anonymous 12-Step Group you can find support from trusted members on how to deal with your debt problems. Please also visit the links and resources page to find out more about debt and credit solutions as a result of your gambling addiction. Remember, gambling addiction is not a money problem.. it is an emotional and spiritual problem with financial consequences.

Can I have a gambling addiction if I go to the casino.. but mostly win?
Yes. There are 4 phases of a gambling addiction. 1. Winning Phase: Usually starts with a big win and a belief that good luck will continue indefinitely. 2. Losing Phase: More pre-occupied with gambling. You are gambling alone, missing work, lying about your whereabouts, and beginning to chase your losses. 3. Desperation Phase: This is truly characterized by a loss of control, preoccupation with gambling, defaulting on most debt, cheating or stealing,loss of job or primary relationship. 4. Hopeless Phase: You hit rock bottom. You may also start abusing drugs or alcohol. Suicide thoughts and attempts are common in this phase.

I gamble when I am lonely and depressed. How come?
You are most likely known as an “escape gambler” You gamble to escape emotional pain. Most “escape gamblers” can become addicted to slot machines, online gambling, and bingo. An “action gambler” is someone who enjoys risk taking and gambles on games of skill such as sports betting, the stock market, and cards. “Action-gamblers” have been traditionally male, however, the genders are becoming well represented in each group.

 

The National Service Factor in Sports Development

 

National Service (NS) is one of the key foundations, together with multiculturalism and religious harmony, in Singapore’s unique social fabric. Every male of the modern generation has gone through the rites of NS, including our very best athletes. These athletes leave their schools as future sports champions of our nation, but very few of them actually fulfill their potential to do Singapore proud in international competitions. What happened to these potential sports stars? Did NS hinder their passion and motivation to excel in their sports? Why do so few carry on in their sports after school and NS? In our national quest for more sporting excellence and glories, perhaps it is time to re-look at our NS policy and see how we can truly support and encourage the journeys of these potential sports stars without necessarily compromising the security of the nation.

The argument that NS is detrimental to the development and continuous journey of our budding athletes from school is not new. Athletes who are affected have been fighting for years to get the Ministry of Defence (MINDEF) to make special concessions and arrangements for them to continue with their training programs with their sports coaches. In most cases, MINDEF has adopted a general guide line that athletes can still continue with their sports career as long as their obligations with their respective NS units are not compromised. This basically means that athletes will have to count on the good graces of their commanding officers to make special arrangements for them to continue training, and at the same time fulfill their training and duties with their units. A most difficult task at best. Any top class athlete will tell you that in order to be successful and be competitive with the rest of the other world class athletes, training twice a day, seven day a week, with full nutritional and physiological support is common practice. NS training by itself is already tough, and asking our athletes to spend time in NS and train at the same time is just not possible. When faced with this situation, most of our athletes have no choice but to drop out. Only a handful, with good fortunate and determination will be able to find the time to balance the NS commitments and training to the effect that some measure of success is possible. Even these athletes do not compare well when competing against other sportsmen from around the world. How do sportsmen in countries without compulsory NS fair? Let us investigate a bit further. 안전놀이터

In the Olympic Games, the usual powerhouses that garner the most medals include countries like China, USA, Russia, Australia, Britain, Germany, and to a certain extend South Korea and Japan. Do these countries have compulsory military service? The answer is no. A logical conclusion here is that their athletes have unimpeded paths towards their sporting ambitions and peak performance in sports. Of course some might argue that these countries are large in terms of their population size. China has a population of 1.3 billion. Surely, from these mass of people, champions for various sports can be found. That is true. Let us now examine countries with similar population as Singapore and compare their sport achievements.