Checklist – How To Change Your Name After You Get Married

You are planning your wedding and you have decided to change your name to your husband’s, but have you planned what you need to do before and after the wedding regarding the needed documents to initiate the change? If you wish to change your name, you need to make changes promptly after the wedding.

Here is a checklist and to-do list of agencies and companies you may need to notify of your name change.

Before the Wedding Tell your employer so that they can begin to make the necessary changes so that they will be in place when you return from your wedding. They may need to change your voice mail, your email, contact information on their website, and your business cards. They can also gather the paperwork you will need to complete after you say “I do”.

When booking your honeymoon plans book using your Maiden name. You will not have the documentation in time with your new name on it, so you will need your tickets to match the documentation you do have.

After The Wedding 1) Social Security – the very first step is to obtain a new social security card. Once you get a copy of your marriage license take it along with the Social Security name change form and official copies of your current identification (social security card, driver’s license or passport). If you decided to get a bit creative with your last name, such as combining your two surnames, then you will also need copies of the official legal documentation and you both will need to obtain new social security cards. change my name online

2) Motor Vehicle Agency – You will then need to take your new social security card, official marriage license and your current driver’s license to the agency and fill out a change of name and vehicle registration. Many states may require another form of ID such as official birth certificate or US Passport. Check with your local Motor Vehicle Department for more information.

3) US Passport – If you have a current valid US passport, and it was issued within the past year you will need to fill out form DS-5504, if your passport is older than one year, then you will need to fill out form DS-82. Click here to read how to change your name on your US Passport [http://travel.state.gov/passport/fri/ChangeName/ChangeName_851.html] (Link will go to the Official US Passort Page).

Although the above will change your name for US Government agencies, you may also want to change your name with the following organizations or companies:

o Your company’s Human Resources department. Make sure you change your W-4 to reflect your newly married status or they could be taking more taxes out than needed. Make sure they update your name as well, so that you can be credited with the proper social security benefits when you retire.

 

Commercial Architects

Many architects are capable of dealing with residential and commercial projects however when looking into commercial architecture it is always good to go with an architect that has a vast amount of commercial experience to ensure that you get your project off on the right foot. It is always advisable to work with someone who has the necessary experience as well as the knowledge, especially in something that can cost so much money.

Commercial architects will be totally up-to-date with all of the latest regulations such as health and safety that will need to be taken into consideration and they may also have more experience when it comes to making sure that the building is functional, attractive, safe, and accessible.

Some of the key things is a commercial architect will be able to offer during the planning process are:

– The ability to maximise floor space by giving your business the maximum amount of work area, this will result in less construction cost per member of staff that you plan to have working for you in the long run. commercial architects

– They will be able to help to interpret the requirements of your local council and also will generally have contacts within the Council that they are familiar with. (this doesn’t mean that they will be able to get around certain red tape but it can certainly help to keep your project moving smoothly throughout the entire process)

– They will be able to ensure that the building meets all of your commercial needs through careful analysis of your requirements.

– They will be able to undertake project management on your behalf to ensure that all of the contractors and professionals that are working on the project know exactly what they should be doing and when they should be doing it, this task alone can save a lot of man hours and additional expenditure.

Overall it is important to recognise that a commercial project can be far more detailed than a residential project and because it is such a specialist area it requires a specialist architect to help everything go right from the start.

You can find a commercial architect by running a simple search in Google or by looking in any number of local business directories but whatever you do please don’t forget to ask for answers to any questions that you might have before engaging in talks of contracts, this is a mistake that many people make.

 

Weight Losing Tips – 9 Ways For a Healthier You

Being overweight increases your risk for high blood pressure, high cholesterol level, heart diseases, or diabetes. If you think that you can no longer zip your pants, you might want to consider trimming down.

Weight loss requires patience, perseverance and discipline. If you want to lose weight, you can always seek help from specialists such as a dietician or a nutritionist. Or you can lose weight on your own. If you decide to lose weight on your own, the simple weight losing tips that follow can help you:

1. Never go on a diet to lose weight.

Many people think that starving oneself can actually help in losing weight. But they’re wrong. Dieting doesn’t actually make you lose weight. Starving yourself doesn’t help you burn calories. Dieting can only cause a painful and souring stomach. And your body’s way of coping starvation is by eating more than what you needed.

2. Do not totally eliminate food, find alternatives instead.

Instead of eating a slice of cake during snacks, you can opt for high fiber snacks such as fruits or vegetable sticks. Go for a lighter, low calorie, and healthy snacks such as non-fat yogurt or a low-fat pudding.

3. Say no to flavored drinks.

Alcohol, soda, carbonated drinks, coffee, or fruit juices are all high in calories. You should limit drinking high-calorie drinks and lessen your consumption of sweetened drinks. Drink water instead and save three hundred or more calories each day. Wunder Diat

4. Eat slowly.

If you shovel everything into your mouth as fast as the speed of light, then you wouldn’t notice that your stomach is already full. As such, you consume more and more calories before you begin to feel full. You would definitely enjoy your food more if you slow down.

5. Do not overeat.

No matter how delicious the food can be, when you feel you’re already full, stop eating. Don’t eat more than what your body needs. Always remember, excess food means excess fats.

6. Do not deprive yourself from your favorite foods.

If you love ice cream or chocolate chip cookies, you do not have to push them away. Totally eliminating your favorites from your diet will only make you crave for more. You are on the safe side as long as you make sure you eat them moderately.

7. Cook healthy.

Healthy cooking helps in cutting fat and calories. Cut out fried foods. Frying uses cooking oils that are heavy in fat and may increase your body cholesterol level. By boiling, grilling, roasting, baking, poaching, or steaming your food you eliminate the added oil.

 

What Causes the Different Types of Sleep Apnea?

Snoring

Snoring will not wake the snorer up but it usually disturbs the one who sleeps beside the snorer and wake up from sleep. Snoring during sleep at night is frequent occurrence and getting common. People who snores usually does not suffer from any medical condition.

The snorers usually can reduce their risk from getting serious disease when snoring and most of the snoring are non life threatening. However, very serious snoring can leads to more serious sleeping disorders. The good thing is the sleeping disorders can be cured and diagnosed.

Nowadays, sleep apnea, snoring and other sleeping disorders can be cured using different treatments.

Sleep

Sleep is an active, organized process essential for life. It supplies the physical and emotional renewal necessary for your survival. The body relaxes nerves and muscles during sleep. That revitalizes them to carry on the biological processes inside the body. The whole process resembles recharging a battery.

Our sleep pattern depends on our circadian rhythm, the body clock that keeps us on regular 24-hour cycles and determines the quantity and quality of our sleep. This rhythm requires us to sleep for certain period regularly. The amount of necessary sleep may be different in different individuals, but it needs to be free of any disruption.

Research shows that 8 hours of sleep a day is optimum for most people while some can sleep less because they condition their brain to achieve highly effective sleep.

Remarks:

Sleep is very critical to our life. We need at least 8 hours of undisrupted sleep each day. Insufficient of sleep might lead to different mental and physical disorders. Sleep disorders need diagnosis and quick medical attention before it is getting worst.

Sleep Apnea

Apnea means “without breath” and it is from Greek. In simple English, it means ‘cessation of breath’. When your are not able to breathe properly while sleeping and have to wake up to gasp for breath, you might having sleep apnea. This situation may occurs 20 to 60 times within each hour. To diagnose it, your breathing needs to be monitored while you are sleeping.

The cessation of breathing for more than 10 second and occurred more than a several times while you are sleeping is the indication of sleep apnea. It contains apnoeic episode from 10 to 90 seconds where you stop breathing.

You might have many episodes in each hour of your night. Most people don’t know there’s a problem, so they don’t seek for a treatment

Three types of Sleep Apnea:

1. Central Sleep Apnea (CSA)
2. Mixed Sleep Apnea
3. Obstructive Sleep Apnea (OSA)

Obstructive Sleep Apnea, is the common sleep apnea that most individuals suffer from. It usually occurs when your airway collapse and your throat muscles or fat tissue in the throat, uvula(the hanging tissue at the back of your throat), tonsils and tongue block your airway. You wake up from sleep due to your brain gets the signals that your breathing is blocked. cpap

The risk of getting stroke, heart attack and other cardiovascular problem will be escalated as a result of the continual deprivation of oxygen during episode. It can cause narcolepsy (sudden lapse of consciousness) and excessive daytime sleepiness.

The blockage or obstructions that affects OSA could be caused by large tonsils (particularly in children) and adenoids, overweightness, weak muscles or irregular physical structure (larger tongue or uvula or narrow airways, etc).

The other reasons that contribute to obstructive sleep apnea could be constricted sleeping position, asthma or chronic obstructive pulmonary disease (COPD), allergies and excessive stress.

Central Sleep Apnea (CSA) is a not so common form. It usually occurs when the breathing muscles stop for momentarily while communication with the brain is disturbed. Other than the similar symptoms as obstructive sleep apnea, there are also symptoms such as numbness of body parts, changes in your voice, body weakness and difficulty in swallowing.

CSA have symptoms that similar to obstructive sleep apnea such as lack of attentiveness, heart diseases, high blood pressure, irritability and excessive daytime sleepiness. You will also suffer from an after-effect called “Ondine’s curse” which causes you continue having the difficulty to breath easily when you are asleep.

Routine Dryer Vent Cleaning Saves Money

Prevention is the best medicine, which is how the saying goes. The same principle applies to maintaining appliances.

If you practice routine maintenance on certain appliances, such as your dryer, you can make it last longer and avoid many common repair issues. Annual dryer vent cleaning can save you money in repairs and replacement.

It is possible to prevent 90% of common dry problems with routine vent cleaning. There are ways to tell if it is time to clean your dryer.

If your dryer feels hot after it runs, it takes longer for clothes to dry, and if heavy items still feel damp after you run the dryer, there is a possibility your dryer is lint clogged and needs cleaning.

The first step in cleaning a dryer is to check the lint trap. The lint trap is supposed to collect lint that falls off clothes as they dry.

Sometimes not all lint collects on the trap. Some if it misses the trap and collects in the dryer hose that connects the dryer to the wall or in the duct work that is in the wall connected to the vent.

After you remove the lint trap, clean any lint that is collected on the trap. Then look inside the dryer to see if there is lint clinging to the inside of the dryer.

If possible, use a vacuum cleaner hose to clean around the lint trap. Then unplug the dryer and remove the flexible hose to clean any lint that collects.

Run the vacuum cleaner hose to clean any ductwork in the walls as far as the hose will reach. This should remove any of the lint that is clogging the airflow of the dryer. dryer vent cleaning

Dryer vent cleaning saves money in other ways besides repairs. A clogged dryer costs as much as $20 extra a month in electricity to run.

This extra cost can add to be prohibitive if allowed to continue. It can also lead to the possibility of a dryer vent fire.

It isn’t always possible to remove lint from a dryer vent thoroughly. If the hose is long, or the duct is on above ground level, it may not be easy to clean.

In addition, lint can be in a part of the dryer that isn’t accessible. Dryers aren’t always easy to take apart, and lint can cover a motor or electrical part that can cause a fire.

Because of this, it is sometimes necessary to hire a professional dryer vent cleaning service. They have the equipment to clean places homeowners can’t access.

Routing dryer vent cleaning is necessary to save utility costs and maintenance. While there are signs that indicate a dryer needs cleaning, routine maintenance can prevent those signs from occurring.

Top 10 Motivational Books That Work

I am a firm believer that readers are leaders, but I am also a true advocate of reading to enrich the quality of your life. Every time I need answers (and I usually want them right away) I turn to my favorite website, Amazon and go on a shopping free. I buy my books in bulk and I do my research. I want to have a library of books that I will turn to time and time again, read over and over again, because I know that who I am today may shift slightly as I grow older. As we grow we are able to see something in the words on a page differently than if we read those same words in our teens, twenties, and so on. So here are my current favorite TOP 10 Motivational Books and some of them might surprise you!

1) Think and Grow Richby Napoleon Hill

Napoleon Hill wrote this book over a lifetime of studying the ins and outs of Dale Carnegie’s (one of the richest men in the world) success back in the early turn of the century. While the copyright for this book is 1960, dont’ be fooled into thinking this book might be out of date. Mr. Hill was a true philosopher who studied how true wealth is achieved and boy did he succeed. Some of the principles include: how to make great decisions, have faith, and owning your sixth sense. I must admit one of the most profound lessons for me in this book was to THINK like a rich person. The next time you are making a big decision ask yourself “How would a rich person handle this?”

2) Domino: The Book of Decorating, by Deborah Needleman, Sara Ruffin Costello, & Dara Caponigro

So how can a book on home decor motivate you? The purpose of motivation is to inspire you to make changes in your life and what better place to start making changes than the comfort of your own home. I am a true advocate of feng shui and surrounding myself with beauty. This book captures beauty on a plane that is jovial, sophisticated, and artful. I never get sick of the eye candy presented in this how-to book; the pages are laid out immaculately and it makes the perfect coffee table book for your guests to enjoy in your fabulous home. You’ll love the Mix & Match sections to help bring out the interior designer in you! Your home should represent who you are, invite new chi (energy) into your life, and become a place of socializing and entertaining.

3) The Big Leap by Gay Hendricks

Learn the real reasons you aren’t where you want to be in your life with this eye-opening, easy read on how to take the big leap! When you can see how YOU are getting in your own way, you can finally get out of the way and get going. Gay Hendricks is a brilliant writer conveying ideas like the Zone of Excellence and the Zone of Genius which are great theories in how to invest your time wisely on things that truly matter to you, instead of plugging your ears to hearing only what you want to hear– let the truth be heard and let it guide you. Limiting beliefs and worry are two ways your life choices stunt the growing processes. To take the Big Leap is to take baby steps, just take a step! Success is sequential; it doesn’t happen overnight, but it will happen. Getting started is probably the #1 thing people struggle with and with this book Gay will spit it out clear and concise that the only person holding you back is YOU.

4) The Tools by Phil Stutz and Barry Michels motivational books for women

Within the first few chapters, I was hooked on this book. This book gives you amazing tools in how to stay focused by turning your problems into creativity. “Pain is the universe’s way of demanding that you continue to learn.” That quote blew my mind! The authors of this book discuss one of my favorite concepts “the shadow” and how pertinent it is to be aware that you have one and what information it is trying to convey. If you are looking for real-life tools that you can put into practice to begin transforming your life today, this book belongs in your library. It’s must cheaper than conventional cognitive therapy; it’s worth the small investment! Who needs a therapist when you can have a book that gives you the real tools to change instead of an expensive ear to listen (and occasionally asks you questions that might spark motivation.)

 

Online Traffic School – A Digital Revolution

Technology continually grows and prospers; and many have joined the digital revolution. Along with this digital revolution, people are looking for the next fastest or easiest thing to make life a bit more simple. People no longer just carry cell phones, people are carrying smartphones, where they can check their email and Facebook accounts as much as they please. People no longer use dial-up connection, like the formerly iconic AOL sign-on that took several minutes to connect to the internet; it has now become a necessity to have broadband internet, anything slower would seem like an eternity. As a result, traffic school is no exception to the digital revolution, as they have also joined the tech-savvy world of being online. Citizen Development Canvas 

No longer do students have to sit in a classroom for a continuous eight hours to listen to a dull instructor rant on about fastening seat belts correctly and thoroughly looking over the shoulder. Students in San Diego County and Los Angeles County have the opportunity to take online traffic school in the comfort of their home, school, or work (hopefully, during appropriate times like a lunch break rather than during class or a meeting). California Online traffic schools allow users to take their online course at their own leisure, as long as they complete the course in a reasonable amount of time before the certificate is due.

The Online traffic schools offer busy California residents the benefits taking the class online as many of us are already busy with work, school, and families. No need to take time away from the more important things in life, just take the online course as soon as possible, which gives plenty of time to leisurely take the online course.

Top 5 Ways to Get the Most Out of Your Web Design Agency

As a client you pay a web design agency to carry out work on your behalf therefore you should expect them to deliver work on time and on budget. However the web design process can be a time consuming, complex process that often requires extensive client involvement. The client essentially becomes an extended member of the team and as such should work effectively with the rest of the team towards your goals. Here are my top 5 five ways to get the most out of your web design agency?

1. Be friendly: The web industry by its nature requires a lot of client contact because a web project can last several months and many questions need to be answered during the process. Having a friendly manner will help to make the process both enjoyable and productive.

2. Listen: As a client you are presumably using the services of a web design agency because you can not do the work yourself. In which case work with the agency to understand what they can offer so that your goals are achieved. They understand web so if you’re using their services pick their brains about what solution is the most effective for your business. web development Adelaide 

3. Be proactive: If an agency provides you with a questionnaire do your best to fill it in as much as possible. The questionnaire exists so that the agency can understands your requirements so they can provide the very best solution. How you answer those questions is also usually a good indicator to the type of client you are which can determine whether an agency decides to take on your project or not.

4. Read the quote: At the end of the day a good agency wants you to be happy hopefully so you use their services again in the future so it’s in their interest that you understand the quote and everything in it. If there is something you’re concerned about then question them about it.

If the relationship between you and your agency becomes strained you should use your quote as a checklist to tick off what the agency has or has not done. If you understand everything on the quote you’re in a much better position to confront the agency on any outstanding objectives.

5. Plan for deadlines: All good agencies will explain the web design process. This will include deadlines for you to provide content and images so they deliver your web project on time and on budget. It is worth bearing in mind that if you haven’t dealt with a web design agency before it is advisable to ask for time scales before you choose an agency rather than going to them with a deadline. Reason being that if your deadline is tight your project could suffer because the agency has to meet an overly tight deadline.

 

The Benefits Of Carpet Cleaning

Carpets are a highly popular flooring option for homes because they’re warm and soft and make the whole family feel welcome and at home. Clean carpets are central to this feeling, and vacuuming, even as frequently as once a week, isn’t enough to keep carpets truly clean through the wearing activities of the day. Regular home life demands a lot from carpets, and professional carpet cleaning is the best way to keep them in great condition. There are many benefits of carpet cleaning, not the least of which is that it contributes to the great feeling everyone gets from walking barefoot on freshly cleaned carpets. Call today for your personal, professional carpet cleaning consultation and let the experts show you how your home can seem new again through clean carpets.

There is a thought that professional carpet cleaning uses damaging chemicals, but this isn’t the case. Modern carpet cleaning methods, specifically hot water extraction, uses water heated to more than 200 degrees Fahrenheit to remove dirt and particles and clean the carpets. The pressurized water loosens stains, dirt and other mites, which is all removed through the industrial vacuuming equipment. Hot water extraction is also entirely soap free, safe for all carpets and, most importantly, is safe for kids, pets and the environment. There is no residue left behind and your carpets will feel healthy and pure. In addition, hot water extraction carpet cleaning is safe for all types of carpets, from shag to berber to carpets with decorative patterns. Modern carpet cleaning methods will not upset the delicate fibers of your carpets and will actually help them look new longer. Carpet Cleaning

One of the main benefits of professional carpet cleaning is that it reduces the level of allergens in your home. Carpet attracts bits and pieces that come in from the windows, which fall from shoes or enter the home in any amount of ways. Carpet is almost like a filter because it keeps all those particles snug within its fibers. However, when kids and pets lay on the carpet they’re getting close to those sometimes harmful particles, and vacuuming can even bring them close to the carpet surface without removing them, causing allergy flare ups and irritations. Professional carpet cleaning thoroughly removes all of these particles for a clean and healthy floor you’ll feel good about letting your kids get close to.

The same particles that cause allergies in your family can also cause depreciation to your carpet fibers. Dirt, stains and microscopic materials can get wedged in your carpeting and wear the fibers down, especially in high traffic areas where particles are being stamped in more frequently. Eventually, those particles will cause visible wear in addition to a distinct roughness under bare feet, and in time the carpeting will need to be replaced. Stains have the same adverse effects and are highly visible, even after the application of store bought carpet cleaners. Professional carpet cleaning completely removes stains and dirt from your carpets and will extend the lifespan of your carpeting, keeping it looking new longer and saving you from having to replace it prematurely.

Homeowners today are just as interested in the environmental consequences of their actions as they are about the effects of the products they use, and professional carpet cleaning meets all expectations. The hot water extraction method accepted by professional carpet cleaners is eco friendly because it relies on extremely hot temperatures to loosen particles, remove stains and sanitize carpets. Even the conditioners, stain removers and protectors used in certain carpets are environmentally friendly, and wash away neatly. There is no residue left behind in your carpets and nothing polluting to the environment, so homeowners can relax knowing their clean carpets are not at the expense of the planet. Green carpet cleaning is a celebrated and highly effective home cleaning method that can be used on every carpet type, every home and for every family.

One of the greatest benefits of modern professional carpet cleaning methods is that they practically eliminate the drying period for all types of carpets, reducing it down to just one hour. With hot water extraction cleaning, the water and all of the particles and dirt with it are entirely removed because of the industrial suctioning equipment, so there’s nothing left behind. Not only does this give carpets the truest clean, it means carpets will be ready for furniture and regular life in no time. There’s also no risk of mold or mildew build up because there’s no dampness. Carpets are clean and fresh through and through, and will remain soft and fluffy for many months to come.

 

Affiliate Marketing – The Sales Funnel

A sales funnel is a clever marketing process. It is a tactic used widely in internet marketing to sell multiple but varying products as well as gather highly qualified email leads.

If you can imagine a funnel which is wide at the top narrowing gradually to the bottom, then you can imagine a sales funnel in exactly the same way. In a normal funnel, the liquid or powder is gathered at the top and channeled to the opening at the bottom. As the liquid or powder is poured onto the funnel, some of it never makes it through to the end. It either falls to the side away from the funnel or sticks to the sides in the funnel. In the same way, the leads that are brought to the opening of the sales funnel do not all make it to the desired destination. It is only the very qualified leads that come through which are captured.

Collecting qualified leads is not the only function of a sales funnel. As the prospects are whirled through the funnel, they are offered various products on the way at various price points. Some of these prospects will not purchase anything so you can imagine them sticking at the top. Others will purchase just one so you can imagine them sticking a little further down the funnel. If the prospects purchase all the products offered to them, they will come through at the bottom.

In order to create a successful sales funnel you need to understand these aspects in the sales process. Squeeze pages, entry points, freebies, low end offers, $1 offers, upsells, downsells, cross sells, OTOs (one-time offers), repackaging, repurposing and recurring income products and services. We will consider each of these briefly below.

Squeeze Page

The squeeze page also known as the landing page or the opt-in page is the first webpage a prospect will come across in the sales process. The prospect has not yet entered the sales funnel at this stage but it is there on that page. The word squeeze is meant to convey the ‘squeezing out’ or extraction of the email address and perhaps spending of the prospect as he goes through the sales funnel.

Entry Point

Prospects are led to the squeeze page from an entry point which could be any of these external linked pages.

• PPC (Pay Per Click) Advertisement;

• Ezine Advertisement;

• Article with resource box with link at the end of an article;

• Blog Posts;

• Link given in hard-copy newspaper ad or press release. multiple income funnel review

Freebies

Freebies are a great way to get people to subscribe to your list. By offering, let’s say an ebook, which contains the information they are really after, they will willingly subscribe to your email list.

$1 Offer

A $1 dollar offer sometimes works out better in conversion terms than a free offer. Somehow, people perceive an item that is offered at an attractive price, such as 1 USD to be worth pursuing than something which is free. In my opinion, it is perhaps a question of perceived quality of the item that is not free compared with that which is. The item with a monetary value may be perceived to be of a higher quality and a bargain. In my opinion ebooks that are given away free are likely to be just as good as those being sold.

Upsell

In a sales funnel, any item that is offered at a higher price than a previous item is called an upsell. The item offered for an upsell must be perceived as offering greater value to the prospect in the sales funnel otherwise the system will not work in getting the customer to the last item in the funnel.